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Summary of Medicare benefits, rights and protections, and answers to the most frequently asked questions about Medicare. (PDF, 136 pages)
If you're curious about how much care costs, this reference provides national and state averages.
This site offers details on Medicare coverage, plan options, and downloadable forms for claims and appeals.
Are you wondering if a medical expense is covered by Medicare? Use their calculator on medicare.gov to find out.
Understand How Medicaid Works
One of the options our family needed to explore was Medicaid. Between the cost of medical expenses, and the looming cost of long-term care, we had to look at all of our options. Eventually, most people need to explore this option, especially if they're considering nursing home care. Medicaid pays for about 60% of nursing home care in the United States.
Medicaid is a government program that provides health benefits to people with low incomes and limited assets, and who also have some other type of qualifying factor, such as age or disability. (This program is called Medi-Cal in California.)
Here are some basic facts about Medicaid:
Medicaid is a government program that provides health benefits to people with low incomes and limited assets, and who also have some other type of qualifying factor, such as age or disability. (This program is called Medi-Cal in California.)
Here are some basic facts about Medicaid:
- It can be used for long-term care in a nursing home, for in-home care, and for assisted-living facilities in some states. All care options must be Medicaid-approved.
- It will handle many of the healthcare costs that Medicare does not. If your parent currently has Medicare coverage, then that coverage would continue.
- Medicaid eligibility varies from state to state. Individual states administer the program, and each state is required to follow certain federal guidelines.
Make sure to regularly update your parent's medication list.
"Top Ten Things to Know If You're Interested in a Reverse Mortgage" by the U.S. Department of Housing and Urban Development
"How Will the Law Affect Medicare Advantage?" by The New York Times
"How Will the Law Affect Medicare Advantage?" by The New York Times
